:root {
  --bg: #07111f;
  --card: #10243c;
  --primary: #31d0aa;
  --primary-dark: #17a98a;
  --text: #f4f7fb;
  --muted: #b6c4d6;
  --warning: #ffd166;
  --border: rgba(255,255,255,0.12);
  --white: #ffffff;
  --max: 1180px;
  --radius: 18px;
  --shadow: 0 20px 60px rgba(0,0,0,0.25);
}
* { box-sizing: border-box; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; background: var(--bg); color: var(--text); line-height: 1.6; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; }
.container { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
header { position: sticky; top: 0; z-index: 50; background: rgba(7, 17, 31, 0.92); backdrop-filter: blur(12px); border-bottom: 1px solid var(--border); }
.nav { display: flex; align-items: center; justify-content: space-between; min-height: 76px; position: relative; }
.logo { font-weight: 800; font-size: 1.2rem; letter-spacing: -0.02em; }
.logo span { color: var(--primary); }
.nav-links { display: flex; gap: 24px; font-size: 0.95rem; color: var(--muted); }
.nav-links a:hover { color: var(--white); }
.nav-toggle, .nav-toggle-cb { display: none; }
.nav-toggle { font-size: 1.7rem; line-height: 1; cursor: pointer; color: var(--text); background: none; border: 0; padding: 4px 10px; border-radius: 10px; -webkit-tap-highlight-color: transparent; }
.nav-toggle:hover { background: rgba(255,255,255,0.08); }
.btn { display: inline-block; padding: 13px 22px; border-radius: 999px; font-weight: 700; transition: 0.2s ease; }
.btn-primary { background: var(--primary); color: #03130f; }
.btn-primary:hover { background: var(--primary-dark); transform: translateY(-1px); }
.btn-secondary { border: 1px solid var(--border); color: var(--text); }
.btn-secondary:hover { background: rgba(255,255,255,0.06); }
.hero { padding: 86px 0 56px; background: radial-gradient(circle at 20% 10%, rgba(49, 208, 170, 0.18), transparent 30%), radial-gradient(circle at 85% 20%, rgba(80, 120, 255, 0.16), transparent 35%); }
.page-hero { padding: 58px 0 30px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 44px; align-items: center; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; color: var(--primary); font-weight: 700; background: rgba(49,208,170,0.1); padding: 8px 14px; border-radius: 999px; margin-bottom: 20px; font-size: 0.92rem; }
h1 { font-size: clamp(2.2rem, 5vw, 4.2rem); line-height: 1.06; margin: 0 0 22px; letter-spacing: -0.05em; }
h2 { font-size: clamp(1.7rem, 3vw, 2.6rem); line-height: 1.15; margin: 0 0 18px; letter-spacing: -0.03em; }
h3 { margin-top: 0; font-size: 1.2rem; line-height: 1.25; }
p { color: var(--muted); margin: 0 0 18px; }
.hero p { font-size: 1.12rem; max-width: 680px; }
.breadcrumb { color: var(--muted); font-size: 0.9rem; margin-bottom: 14px; }
.breadcrumb a:hover { color: var(--white); }
.cta-row { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0 20px; }
.trust-list { display: flex; flex-wrap: wrap; gap: 14px; color: var(--muted); font-size: 0.95rem; margin-top: 22px; }
.trust-list span { border: 1px solid var(--border); padding: 8px 12px; border-radius: 999px; }
.hero-card { background: linear-gradient(180deg, rgba(255,255,255,0.08), rgba(255,255,255,0.03)); border: 1px solid var(--border); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.module-list { display: grid; gap: 14px; }
.module-item { display: flex; gap: 14px; padding: 14px; border-radius: 14px; background: rgba(255,255,255,0.04); border: 1px solid var(--border); }
.check { color: var(--primary); font-weight: 900; }
.notice { background: rgba(255, 209, 102, 0.12); border-top: 1px solid rgba(255, 209, 102, 0.3); border-bottom: 1px solid rgba(255, 209, 102, 0.3); color: #fff4d0; padding: 14px 0; font-size: 0.95rem; }
section { padding: 60px 0; }
.section-light { background: #f5f8fc; color: #07111f; }
.section-light p { color: #4a5b70; }
.section-light .breadcrumb { color: #4a5b70; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.card { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 26px; box-shadow: 0 10px 35px rgba(0,0,0,0.15); }
.section-light .card { background: #ffffff; border: 1px solid #e3eaf3; box-shadow: 0 10px 30px rgba(20,40,70,0.08); }
.card .tag { display: inline-block; color: #03130f; background: var(--primary); padding: 5px 10px; border-radius: 999px; font-size: 0.78rem; font-weight: 700; margin-bottom: 14px; }
.steps { display: grid; gap: 18px; }
.step { position: relative; padding: 22px; border-radius: var(--radius); background: rgba(255,255,255,0.04); border: 1px solid var(--border); border-left: 4px solid var(--primary); }
.article-list { display: grid; gap: 16px; }
.article { padding: 18px; border-radius: 14px; border: 1px solid #e3eaf3; background: #fff; }
.article a { color: #07111f; font-weight: 800; }
.article p { margin-top: 8px; margin-bottom: 0; }
details { background: rgba(255,255,255,0.04); border: 1px solid var(--border); border-radius: 14px; padding: 18px 20px; }
details + details { margin-top: 12px; }
summary { cursor: pointer; font-weight: 800; }
.prose { max-width: 760px; }
.prose p, .prose li { color: var(--muted); }
.prose h2 { margin-top: 38px; }
.prose h3 { margin-top: 26px; margin-bottom: 8px; color: var(--text); }
.prose ul { padding-left: 20px; }
.prose li { margin-bottom: 8px; }
.tag-pill { display:inline-block; color: var(--primary); background: rgba(49,208,170,0.1); padding: 5px 12px; border-radius: 999px; font-size: 0.82rem; font-weight: 700; margin-bottom: 16px; }
footer { padding: 42px 0; border-top: 1px solid var(--border); color: var(--muted); font-size: 0.95rem; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 0.8fr 0.8fr; gap: 24px; }
.footer-links { display: grid; gap: 8px; margin-top: 10px; }
.footer-links a:hover { color: var(--white); }
.risk-box { border: 1px solid rgba(255, 209, 102, 0.4); background: rgba(255, 209, 102, 0.08); padding: 22px; border-radius: var(--radius); }
.risk-box strong { color: var(--warning); }
.form-field { display:grid; gap:6px; margin-bottom:16px; }
.form-field label { font-weight:700; }
.form-field input, .form-field textarea { width:100%; padding:12px 14px; border-radius:12px; border:1px solid var(--border); background: rgba(255,255,255,0.04); color: var(--text); font-family: inherit; font-size:1rem; }
@media (max-width: 860px) {
  .hero-grid, .grid-2, .grid-3, .footer-grid { grid-template-columns: 1fr; }
  .nav-toggle { display: block; margin-left: auto; margin-right: 12px; }
  .nav-links { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; gap: 0; background: rgba(7,17,31,0.98); backdrop-filter: blur(12px); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 6px 20px 10px; box-shadow: var(--shadow); font-size: 1.02rem; }
  .nav-toggle-cb:checked ~ .nav-links { display: flex; }
  .nav-links a { padding: 14px 2px; border-bottom: 1px solid rgba(255,255,255,0.07); color: var(--text); }
  .nav-links a:last-child { border-bottom: 0; }
  .nav .btn-primary { padding: 7px 13px; font-size: 0.78rem; white-space: nowrap; border-radius: 999px; }
  .nav .logo { font-size: 1.05rem; }
  .nav-toggle { margin-right: 6px; }
  section { padding: 44px 0; }
  .hero { padding: 48px 0 40px; }
  .hero { padding-top: 56px; }
}